Getaround's insurance policy works in a similar way to personal auto insurance. Whenever a renter reserves your car through Getaround and meets our eligibility criteria, they are fully covered for the duration of the trip by Getaround's top rated insurance policy. This includes comprehensive, collision, and liability coverage provided by Assurant, a Fortune 500 insurance company, up to $1M as outlined in our Terms of Service.
Getaround's insurance policy provides coverage for incidents that occur during an active trip and covers both you and the renter. Like most insurance policies, Getaround's insurance policy carries a $1000 damage fee per incident, for which the renter is responsible. If the car is an exotic vehicle with an MSRP over $80,000 or if the car is a classic vehicle more than 35 years old then a $2,500 damage fee applies, for which the renter is responsible.