Getaround's coverage replaces your personal auto insurance from the beginning of the trip period until the trip period expires. Our insurance policy is primary, so no other insurance coverage is required within a trip period.
State law requires that you maintain your existing personal auto insurance coverage for all periods when your car is not being rented. Your car should always be insured.
Getaround's insurance policy does not affect your personal coverage. Claims that occur during a trip will not count against your personal insurance policy.